Digitalisation can bring disruptive changes to labour organisation, industrial relations and the balance of powers between employers and employees in banking. Romanian unions have lost associational and institutional power over the past decades. Trade unions in banking have little potential to exert societal power. However, increasingly tight labour markets have increased their market place bargaining power.

Digitalisation has triggered greater organizing efforts and positive transformations in social dialogue at company level and has contributed to the re-opening of collective bargaining at industry-level.